Individuals • Mearns & Company

What We Do

We provide award-winning, fee-based, regulated independent financial advice tailored to you. Whether you're working hard, nearing retirement, or want to pass on wealth to loved ones, whatever your circumstances we can help.

We offer no-cost, no-obligation initial meetings to all prospective clients. We can hold these meetings online or in person in our offices in Edinburgh, Aberdeen or London.

Why choose us?

Experience: founded in 1994, we build long-standing client relationships and have great staff retention.
Expertise: we deliver technically excellent advice, and keep up to date with learning, qualifications and market developments.
Empathy: we are a friendly and collaborative team who care about what we do for our clients, and set out to help each client achieve peace of mind.

Our stats

25 years of helping our clients to achieve their financial goals
10 we have achieved the Gold Standard for Independent Financial Advice ten times since 2009
+96 our current Net Promoter Score (the average for the financial services industry is +50)

How we can help

We provide an invaluable service to our clients. Research shows that clients who take advice accumulate more liquid assets (17-39%) and pension assets (16-21%). We also help our clients achieve peace of mind over their finances. This is something that is difficult to quantify but is no less valuable to them.

Financial Planning

We can help you to understand and make sense of your finances, put in place plans for the future and crucially monitor progress towards your goal.
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Planning for your Retirement

We can help you to visualise and achieve your financial future.
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Tax Planning

Not many people like talking or thinking about tax, but we do!
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Life Events

Things happen. They often crash into your life unexpectedly.
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Cashflow Planning

We use market leading cashflow software that allows us to show you your forecast income and expenditure in a very easy to understand graphical format
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Protection

Dependent on your circumstances, we can advise you about your need for certain insurance products.
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Our Process

Every client is different but this section gives you a flavour of what working with us would be like.

Discover our Process

financial advisor with clients edinburgh

Case Studies

The case studies below illustrate how we have helped some of our clients. Every client is different, and your situation may not match the stories below, but you may recognise some of the challenges that these clients have faced

Establishing when retirement is achievable

Jonathan was in his mid-50s when he contacted us, having been referred by a friend who is an existing client. Jonathan works for a large pharmaceutical company as a senior consultant. He lives with his long-term…

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Making a difference

Laura and Craig made initial contact with us in early 2018, after being referred by long-standing friends who were already clients. They had recently retired, after having worked in the public sector, and were both now…

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Making the complex simple

Lori was in her mid-40’s when she contacted us in 2017. Lori works for a global financial services company based in Edinburgh as a project manager. Kenny, her husband, has built a successful career contracting as…

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An unexpected change in circumstances

Robert had worked for over 15 years for a technology firm as an IT engineer. In 2008 an overseas company purchased the firm. At the time Robert owned a number of shares in the company and…

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Advising four generations

James and Wendy founded a successful business in the Central Belt over 50 years ago. Two of their children, Linda and Pauline, with the help of their partners, built on their parents’ foundations, and the business…

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What our clients say about us

We share the feedback we receive from our clients with the whole team, as we believe that everyone at Mearns & Company contributes to the service we provide. Here is a selection of the comments we have received recently.

One thing you do extremely well is the quality, structure and presentation of your Annual Review report. We also appreciate the seminars with experts and the opportunity to put questions to them about their products.

Client since 2013

edinburgh company mearns & company financial advisors

Having this advice with the knowledge that undergoes it has enabled me to completely turn around my financial situation over the past 20 years. Thank you.

Client since 1997

Clear, concise advice that is well tailored to our specific needs and approach.

Client since 2016

We feel incredibly well supported in our financial affairs. It's not just a matter of results (though the way you have helped to grow our savings is absolutely marvellous); it's also the wide vision, the thorough analysis, the careful judgments and the constant reviewing that help to reassure us.

Client since 2006

Having had previous financial advisers, Mearns & Company is way above those. Friendly, professional service with an adviser who listens then communicates clearly. I feel Mearns & Company 'get us' and I am more relaxed about our financial future now.

Client since 2017

Putting my financial affairs into your hands was one of the wisest decisions I’ve ever made

Client since 2007

Like what you see?

If you would like to talk to us about how we can help you, please contact us

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