2021 - Mearns & Company

Are you squirrelling away too much cash?

When inflation rises, cash needs careful management. A recent strategy paper published by the Financial Conduct Authority (FCA) stated, “Many consumers who might gain from

Christmas gifts that keep on giving

An investment could be a wise present to children this Christmas. What are you going to buy your children or grandchildren this festive season? Supply

A new style retirement for changing times?

The pandemic has changed working patterns but may also be changing retirement patterns and expectations. The acronym ‘WFH’ is now fully embedded in the 21st

Managing student finance

With Freshers’ Week upon us, another round of families will grapple with the prospect of financing higher education. For parents and students alike the headline

The return of inflation?

Inflation has picked up sharply in recent months, with a potential knock-on for investments. UK annual inflation was just 0.4% in February 2021, as measured

Important changes for the self-employed

It was a busy summer for government announcements for the self-employed. As well as details of the fifth and final Self-Employed Income Support Grant (closed

One year suspension of the state pension triple lock

Next April’s increases to State pensions will now follow a less expected, and less expensive, path. What percentage increase should apply to State pensions in

Income protection – the simple safety net

Calls to ‘build back better’ after the Covid-19 pandemic don’t just apply to the UK economy. Families can use this moment to look at their

The rise of second homes

The number of people purchasing second properties in the UK has boomed according to government figures, with the total number of second homes rising by

Track down lost assets

Up to £15 billion is believed to be sitting in ‘lost’ savings accounts, premium bonds and pension and investment accounts. Many people lose track of

The power of cashflow planning

The future is one thing we cannot know – we have never imagined having to live through a pandemic and here we are trying to

The importance of portfolio rebalancing

Inertia can be a dangerous trait, especially for investment. You know the feeling. Sometimes it just seems easier to leave things as they are for

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