2019 - Mearns & Company

Gifts that keep on giving

With Christmas just around the corner, adverts for the latest toys and must-have gadgets seem to be everywhere. But have you thought of making a

Six steps to Financial Wellbeing

22m working-age adults do not feel that they understand enough about pensions to make decisions about saving for retirement. This statistic has recently been published

Employee Benefits – Seven Top Tips

People want to be recognised and rewarded for their efforts, and benefits play an important part – 69% of employees would choose one job over

Will there be a student loan and university fees shake-up?

A review of post-18 education in England has put student financing under the spotlight yet again – and could be the subject of another bout

Simplifying the inheritance tax rules

Major changes to inheritance tax (IHT) are proposed by the government’s Office of Tax Simplification (OTS) which could alter your estate planning. Inheritance tax is

Taking the long view on your investments

Trade wars between the US and China, as well as the current Brexit chaos, and tensions in various parts of the world, have all made

Homing in on capital gains

Draft legislation confirms a further tightening of the rules on capital gains tax and your home. The government has been reforming the tax system to

Workplace pensions – A good start, but is it enough?

This October marks the seventh anniversary of the start of workplace pension auto-enrolment. Now that all the process are embedded and contribution phasing is complete,

Mind the insurance gender gap

Women generally insure themselves for much smaller sums than men, although both buy life insurance and critical illness cover in roughly equal numbers. The average

The lasting power of peace of mind

Many people choose to write a Power of Attorney (PoA) alongside a will, but they are not just for later life. While a will sets

Property Investment: Meet the Experts seminar

On Thursday 26th September, Malcom Steel, Mearns & Company’s Client Services Director chaired the 2019 Property Investment: Meet the Experts seminar at the Royal Scots

Financial Planning – why do you need it?

Did you know that the famous billionaire investor, Warren Buffet, bought his first stock when he was eleven years old? And that he has said

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